Author Archives: cfigueira

What to Do When the Power Goes Out

Power outages commonly occur during winter storms. Here’s a look at what you should and shouldn’t do if you find yourself caught in the dark. DO: Close doors and cover windows to concentrate heat. Eat and stay hydrated to provide your body heat-producing energy. Wear a hat and dress in layers of warm, lightweight, loose-fitting …

Continue reading “What to Do When the Power Goes Out”

How to Dispute Errors on Your Credit Report

One of the biggest obstacles standing between you and that house or condo you want to buy may be your creditworthiness. And, who is it that tells your lender whether or not you are worthy of getting a mortgage? Credit reporting bureaus — known collectively as “The Big 3” (Experian, Trans Union, and Equifax), are …

Continue reading “How to Dispute Errors on Your Credit Report”

Understanding Credit Scores & Their Impact on Real Estate Financing

Whether you are looking to buy or sell, your credit score can play a major role in your finance approval. By definition, your credit score is a number that reflects your credit worthiness at any given point in time. When a landlord, lender or credit card company is asked to loan money, they run a …

Continue reading “Understanding Credit Scores & Their Impact on Real Estate Financing”

Which are the 50 safest communities in New Jersey?

Mahwah is the safest community in New Jersey, according to one security organization.Star-Ledger file photo New Jersey’s safest community straddles the state’s border with New York. That’s according to a ranking published by security organization SafeWise, which has determined Mahwah is the Garden State’s safest place. Mahwah, a township of about 26,000 in northern Bergen …

Continue reading “Which are the 50 safest communities in New Jersey?”